Taxi Fleet Insurance
KGM’s taxi fleet policy can be tailored to your client’s needs, from small to large operations.
Who we work with
- Taxi companies with a proven history and holding a Confirmed Claims Experience of 3 years or more.
- Taxi Fleets consisting of taxis up to and including 9 seats.
- Number of vehicles more than 4.
- Drivers aged 25 and over.
- We do not offer quotations for Taxi Fleets utilising “Uber” to obtain their fares.
What our Taxi Fleet policy covers
- Third-party property damage up to £20m
- Damage or loss caused by accidental damage, malicious damage and vandalism, fire, self-ignition, lightning or explosion, and theft or attempted theft
- Audio and satellite equipment up to £750
- Personal belongings up to £250
- Replacement locks up to £1000
- Medical expenses up to £500 for each person injured while driving
- Foreign use cover in EU countries
Extensions
- Public liability cover up to £10m
- Extended foreign cover is available (see policy document for more details)
Additional benefits of the taxi fleet policy
Dash camera exemption
Policyholders can have up to £250 of the excess waived if they provide dash cam evidence of the accident within 48 hours.
New vehicle replacement
When repairs exceed 50% of the market value, we will replace the vehicle with a model of the same specification.
Unlimited glass cover
Unlimited glass and windscreen cover through our approved replacement service.
Benefits of the KGM service
Direct access to underwriters
At KGM, our broker-partners get direct access to our expert motor insurance underwriters. We take the time to get to know you and use our specialist knowledge to tailor our products to fit your client’s needs – making it quick and simple to find the best deal for your clients.
Operational efficiency
With no lengthy proposal forms to go through, our underwriters make the decisions themselves in real-time. We give our broker-partners a fast turnaround of quotes and documentation, making the process as fast and as smooth as possible.
Customisable products
All our products are designed to be flexible. We consider your client’s needs and experience to create a unique policy that is tailored to them. Designed and underwritten by specialist motor insurance experts.
Insurance that combines heritage with impact
KGM were founded over 60 years ago and we have been refining our services ever since.
A+ rated specialist motor insurance
We have an A+ rated capacity through our provider, Zurich, with a primary line of £130 million.